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    • Home
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  • FAQ
  • Coverages
  • Shorts
  • Contact

Reviewing Options

Take a look at the different types of insurance plans below. There's more, but we can explain those in detail as needed, these are the major categories...

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Coverages:

Types of Coverages

What we specialize in

Whole Life

 Whole Life Insurance is a type of permanent life insurance that provides coverage for your entire lifetime. It combines a death benefit with a cash value component that grows over time, offering financial protection for your loved ones and a savings element that can be accessed during your lifetime. 

Term Life

 Term Life Insurance is a straightforward form of life insurance that provides coverage for a specific period, or "term," typically ranging from 10 to 30 years. If the insured person passes away during the term, the policy pays out a death benefit to the beneficiaries, but it doesn't have a cash value component, making it a cost-effective option for pure life insurance protection. 

Annuity / IUL

 An Annuity is a financial product that provides regular payments, typically in retirement, in exchange for a lump sum of money or a series of payments. An Indexed Universal Life (IUL) insurance policy is a type of life insurance that combines a death benefit with a savings component tied to the performance of a stock market index, offering both insurance coverage and the potential for cash value growth. 

Final Expense

 
Final Expense Insurance, also known as burial insurance, is a type of life insurance designed to cover the costs associated with a person's funeral, burial, and other end-of-life expenses. It typically offers a smaller death benefit than traditional life insurance policies, making it more affordable and accessible for individuals who want to ensure their final expenses are taken care of. 


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